FAQ / Policies

**Terms and Conditions**

By accessing and using this website, you agree to the following terms and conditions. Please read them carefully before using the site.

**1. Privacy Policy**
We respect your privacy and are committed to protecting your personal information. Any data collected through this website will be handled in accordance with our Privacy Policy. By using the site, you consent to the collection and use of your information as described.

**2. User Obligations**
You agree to use the website only for lawful purposes. You must not engage in any activity that could harm, disrupt, or interfere with the site or its users. You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

**3. Intellectual Property**
All content on this website, including text, images, logos, and other materials, is the property of the site owner unless otherwise stated. Unauthorized use, reproduction, or distribution of any content is prohibited.

**4. Liability Disclaimer**
The website and its content are provided “as is” without warranties of any kind. We do not guarantee the accuracy, completeness, or reliability of the information on the site. We are not liable for any damages or losses arising from the use of this website.

**5. Changes to Terms**
We reserve the right to modify these terms and conditions at any time without notice. Continued use of the site signifies your acceptance of any updated terms.

**6. Governing Law**
These terms and conditions are governed by the laws of the applicable jurisdiction. Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the courts in that region.

If you do not agree with any part of these terms, please discontinue use of the website.